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The Best Online Casinos to Play Baccarat for Real Money

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Baccarat has the reputation of being a game for high-rollers and serious gamblers. Still, with the advent of online gambling, baccarat is more accessible than ever before, resulting in more and more people making money playing baccarat.

If you want to step into the world of baccarat online but are feeling uncertain, don’t worry! You don’t even really know how to add. The online casino software does it all for you. Baccarat players can watch the game unfold in the comfort of their own home, and when the luck sets in, making money playing baccarat will be even more exciting and fun.

Of course, you will want to know exactly what’s happening as the game unfolds, so we have included the basics of baccarat gameplay. This will give you a better understanding of the game before you venture out into it all and will provide you with an idea of what to expect.

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Baccarat Basics

Firstly, as you likely already know, baccarat is a card game. It has some similarities to blackjack, but you can’t go bust. Another critical difference between baccarat and blackjack are the values placed on the cards. The traditional values used in a game such as blackjack fall away in baccarat. All cards with a fixed value of 10 (the picture cards as well as the number 10 card) count as 0. The Ace counts as 1 (and not 11 as in some traditional card games).

The objective of baccarat, and what you’ll be looking out for as you play baccarat online for money, is to get the closest to a total score of 9. The total of the cards dealt should be as close as possible to 9.

Before the dealer deals, the bets are placed. Two cards are then dealt with by both the dealer and the banker. The player plays first and will always stand on 6, 7, 8, and 9.

When the player’s cards add up to more than 9, the one is dropped from the total. For example, if the cards dealt are a 9 and a 6, the total would be 15. The one is then dropped, and the sum of the hand becomes 5. Because the total of the hand is now less than 6, another card is dealt with the player. The banker will then draw a card if their total is 5 or less.

There are different versions of the baccarat game online. Some versions, like punto banco, provide players around the table with an option to bet on the outcome of the game. This means that in effect, players are betting on whether the player’s hand (dealt by the casino) or the banker’s hand will be closer to 9, or even whether the game will result in a tie. The player will place the bet on the table by choosing, player, bank, or tie.

Another version of the game (Chemin de fer) has the players playing against the bank (house).

Play Baccarat Online for Real Money

Now that you’ve got the basics of the game of baccarat, you’ll likely feel a bit more comfortable going online to play baccarat for real money.

Although baccarat online is not popular as slots or blackjack, there are still a variety of games to choose from. Many South African online casinos provide different versions of the game, which all provide the opportunity to play the baccarat game online for money. Online gamblers keen to play baccarat online and make some cash will find a game to suit their preferences and their betting styles.

If you prefer a more interactive approach to your online play, look out for the live baccarat option, which is also offered by many SA casinos online.
Live baccarat will give you the option to chat with other players, but only if that is what you want to do. Live play also allows you to see what bets other players have made. This all makes the experience more interactive and more like playing at a land-based casino, all while still in the comfort of your own home.

Whether you’re making money online playing baccarat with others around the table, and with a real live dealer, or whether you prefer playing on your own, you will be smiling when Lady Luck turns your way.

The Advantages of Playing Baccarat Online

People prefer online gambling for many reasons, and those advantages carry over to all the online casino games available in South Africa. The most significant advantage of playing baccarat online is that you get instant access, in the comfort of your own home, at whatever time suits you. There’s no need to worry about how you’re going to get home at 2 AM or that you must leave the casino while you’re on a winning streak to avoid the snowstorm headed your way.

A huge advantage to online baccarat is how easy it is to withdraw (no need to carry cash around with you after winning), and also, there is a huge variety of deposit options such as ordinary bank cards, e-wallets, net banking, and by mobile phone.

Added to the perks already mentioned, you get to take part in a variety of online promotions such as signup bonuses and matching deposit bonuses. Online casinos have so much more competition, with fewer overheads, that they do make an extra effort to bring new players on board and keep existing players engaged. This results in more free play and bonus play, than you would have at a land-based casino. You can also try your hand at playing baccarat for free.

Another advantage of playing baccarat online is that you have the option of a few different baccarat games, all with some variation, such as Dragon Tiger and Control Squeeze. And then you also have the choice as to whether to play with a live dealer and real packs of cards or a game powered by randomly generated cards.

Baccarat Payouts

Calculating your payout win while making money playing baccarat online is easy.

Player 100% 1.06
Banker 95% (5% commission to the house) 1.24
Tie 8 x the stake 14.44

As you can see from the table above, the house edge on the tie is high. It means that your chances of winning from a bet on the tie are low. But for those who like to test luck from time to time and play the outsider, it is an option. If you’re wanting to spend some time playing and have your money last a little longer, then just don’t bet on a tie.

With only three ways to bet, three different stakes, and three different outcomes, you can enjoy the excitement of the game, without getting too bogged down with choices.

Playing baccarat online for real money is fun and exciting, and it’s a game no longer just for the elite.

But wait … There’s more!

For the player who likes to jampack excitement and thrill into every game, online casinos offer side bets, often accompanied with a progressive jackpot. The progressive jackpot is usually won when both the banker and the dealer deal a suited Ace plus an 8.

Other side bets include payouts for pairs, which come in different combinations such as suited pairs and unsuited pairs, as well as low-value hands or higher value hands. Payouts on these side bets range from 10,000:1 to around 0.5:1.

If playing baccarat online is for real money is what you want to do, you can play the game in its standard form, or you can include some additional side betting to up the ante.

Best of luck as you venture into the world of making money online playing baccarat.


📌 Which bet has the highest payout when playing baccarat online for money?

The tie pays out the highest (8 times the stake) for a standard baccarat bet. If the casino has side bets though, higher payouts would be on offer. Sometimes progressive jackpots are on offer as well. Payouts on sides bets can vary from 10,000:1 to 0.50:1. So there are lots of odds to choose from depending on your personal risk profile. Remember the simple rule of gambling. The higher the payout, the less the odds are of winning.

📌 Are there low betting options for online baccarat games for money?

Yes. Bets start at around R 0.10, but this does depend on the casino and which software the casino uses.

📌 Are there any live dealer baccarat online casinos?

Yes, many casinos online provide live dealer baccarat. The nature of the game lends itself well to live dealer play. It’s a great option for playing baccarat online as you can interact with the live dealer and other players at the table. Live dealer baccarat is the perfect way to bring some of the advantages of land-based casinos into your online game.

📌 Is playing the online baccarat game for money safe?

Playing baccarat online is as safe as any other casino game. As with all online gambling, it is important to make sure the online casino is reputable, trusted and secure. It’s also important to keep your casino passwords safe. Take all the precautions you usually take with any online transaction and you shouldn’t encounter any problems while making money online playing baccarat.

📌 How do you pronounce baccarat?

If, when you say, “baccarat” it sounds like you’re backing a rat, then you’re saying it incorrectly!

The correct pronunciation is Bah-Ka-Rah.